While "CalcuttaDELI.com" is
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the Name of our Business, |
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our Master Brand, |
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also our Domain Name, and |
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the Website Address of our company |
-- CalcuttaDELI.com is a 'Sole Proprietorship' business. |
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The 'Sole Proprietor' is -- Mr. Gairik Banerjee.
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Mr. Banerjee is not involved in the day-to-day running of the business.
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The day-to-day running of the business is taken care of by our very able CEO, Mr. Prithvish Chakravarti. |
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When a customer shops online from us, the payment by the customer is collected by an online payment-processing engine and ultimately deposited into an 'Inwards-Payments' Bank Account, as detailed below. |
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This process is opaque, both to us and to the Customer / Payor. |
It allows our Customers / Payors to make payments to us using -- UPI, NEFT / RTGS, Wire Transfer / SWIFT, Cheques, Debit Cards / Credit Cards, etc. |
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(We discourage cash, because Cash Transactions do not have any built-in accounting mechanism which automatically records the reason(s) for the payment, and many other details.) |
All this (transmission of funds from the Payor to the 'Inwards-Payments' bank account) is handled, for a Fee, by our Web Commerce Services Provider Co. |
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Corresponding to each and every payment made (from any CalcuttaDELI.com Customer / Payor) to this 'Inwards-Payments' Bank Account MUST be an invoice or bill explaining -- itemizing and detailing -- the reason for that payment. |
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However, on the rare occasions when a Customer / Payor may have to make a payment to us directly, they will have to use the below banking coordinates for the Payee Bank Account.
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On those rare occasions, we request you to pay us using one of the UPI Apps listed below, and the associated Payee UPI Ids, also called VPA
(Virtual Payment Address). |
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NOTE: We do NOT encourage cash payments (for reasons explained above). |
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UPI Payments MUST be made by a Payor logged in to an UPI-supporting Mobile App. These UPI Apps are generally ridiculously Easy, Immediate,
completely Secure, Accounting-Headache-Free (as they come with built-in payment record, allowing you to specify why you are paying), and -- under Indian Government Regulations, as of 2021-December -- completely FREE of all Bank /
Processing Fees & Charges (unlike Credit Cards, Debit Cards, IMPS,
NEFT, RTGS, Cheques, etc.) -- making UPI the cheapest and easiest way to pay (for someone with a Smartphone, internet connectivity and an UPI-enabled bank account)! |
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'Inwards Payments' Bank Account Details |
Name on Bank Account
(Sole Proprietor) |
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Gairik Banerjee |
Bank Account Type |
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Current Account |
Bank Name |
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Axis Bank Ltd. |
Bank Branch |
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Rash Behari Avenue Branch |
Bank Branch Address |
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41B Rash Behari Avenue,
Lake Market,
Kolkata, WB, 700 026,
India |
IFSC |
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UTIB 0000 253 |
Bank Account Number |
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918 0200 5966 6918 |
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SWIFT Code |
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Axis IN BB 253 |
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UPI |
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Unified Payments Interface |
UPI Id / VPA |
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Virtual Payment Address |
CalcuttaDELI.com's |
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i.e., PAYEE's |
PhonePe UPI VPA |
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calcuttadeli@ybl |
GPay (Google Pay) UPI VPA |
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gb2345@okaxis |
BHIM UPI VPA |
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9883434900@upi |
BHIM Axis Pay UPI VPA |
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calcuttadeli@axisbank |
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We maintain a 2nd and different bank account -- for 'Outwards Payments' -- from which our expense payments are sent out, e.g., payments to suppliers, employees, etc. |
Corresponding to each and every payment made from this 'Outwards Payments' Bank Account MUST be an invoice or bill explaining -- itemizing and detailing -- the reason for that payment. |
This 'Outwards Payments' Bank Account is handled by our CEO directly. |
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Income received, from Customers / Payors, into the above-detailed 'Inwards Payments' Bank account -- on account of CalcuttaDELI.com -- are forthwith transferred to this 'Outwards Payments' Bank Account. |
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This 'Outwards Payments' Bank Account is also detailed below (for the benefit of our suppliers, auditors, etc.). |
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'Outwards Payments' Bank Account Details |
Name on Bank Account
(Sole Proprietor) |
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Gairik Banerjee |
Bank Account Type |
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Current / Savings Account |
Bank Name |
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Bandhan Bank Ltd. |
Bank Branch |
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Mudiali Branch |
Bank Branch Address |
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11 Lake Avenue,
Mudiali,
Kolkata, WB, 700 026,
India |
IFSC |
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BDBL 000 2138 |
Bank Account Number |
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50 2100 3916 3662 |
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SWIFT Code |
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BNDN IN CC XXX |
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UPI |
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Unified Payments Interface |
UPI Id / VPA |
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Virtual Payment Address |
CalcuttaDELI.com's |
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i.e., PAYOR's |
PhonePe UPI VPA |
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GPay (Google Pay) UPI VPA |
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BHIM UPI VPA |
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BHIM Bandhan UPI App VPA |
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